Rates

Savings Rates

Rate and Fee Schedule:

Rates and Fees as of 08.01.17

 

Loan Rates:

Loan Rates April 2017

Rates effective as of 2/23/17 Term   APR*
Vehicle Loans New Vehicle

Current & Previous year model 12,000 miles & under

72 Months
60 Months
($20,000.00 & over) 3.99%-8.99%
2.99%-7.99%
 
Used Vehicle (3 years old or newer) 72 Months ($20,000.00 & over) 4.50%-9.50%
 
Used Vehicle (Up to 5 years old) 60 Months   3.95%-8.95%
 
Used Vehicle (Greater than 5 years old)  48 Months   5.50%-10.50%
 
New  RV's, watercraft, motorcycles, & ATV's 72 Months ( $25,000.00 & over) 4.00%-9.00%
 
Used  RV's, watercraft, motorcycles, & ATV's 60 Months   4.00%-9.00%
 
Other Collateral New

72 Months

  10.00%-15.00%
Used

60 Months

  13.00%-18.00%
 
Share Secured Loan   48 Months   Rate + 3.00%
(5.00% minimum)
Certificate Secured Loan   48 Months   Rate + 3.00%
(5.00% minimum)
Personal Loan  

48 Months

  18.00%
Lifestyle Loan  

48 Months

  9.5%-14.5%
Holiday Loan  

12 Months

  12.00%-17.00%
 
Cash in a Flash  

6 months

  28.00%
Home Equity   96 Months   Rate approved by Board of Directors
Home Equity   Up to 10 years   Wall Street Prime Rate
(4.50% Floor)
First Mortgage Refinance   Up to 10 years   Rate approved by Board of Directors

*APR=Annual Percentage Rate. Rate depends on individual creditworthiness and the Credit Union's underwriting criteria. 

710+ Posted rate
670-709 posted +1
640-669 posted +3
610-639 posted +4
0-609 posted +5

No beacon
Joint beacon

posted +5
lowest of the two                                              

Special Promotions

Auto Loans

We want to make sure your car fits your lifestyle, which is why we are offering rates as low as 2.99% APR*!

Visit one of our branches, or apply online today! 

*APR = Annual Rate Percentage. See credit union for details. All loans are subject to credit approval. 

Recreation Loans

For a limited time, get rates as low as 4% APR* on all recreational vehicles! You deserve the fun you've always wanted, and we're here to help you get it! It's time to get that RV, watercraft, motorcycle, or ATV you've been dreaming of.  

Drop by one of our branches or apply online today!

*APR = Annual percentage rate.  GMFCU National Credit Guidelines apply.  For complete terms and conditions please contact our office.