Rates

Savings Rates

Rate and Fee Schedule:

Rates and Fees as of 08.01.17

 

Loan Rates:

Loan Rates April 2017

Rates effective as of 2/23/17 Term   APR*
Vehicle Loans New Vehicle

Current & Previous year model 12,000 miles & under

72 Months
60 Months
($20,000.00 & over) 3.99%-8.99%
2.99%-7.99%
 
Used Vehicle (3 years old or newer) 72 Months ($20,000.00 & over) 4.50%-9.50%
 
Used Vehicle (Up to 5 years old) 60 Months   3.95%-8.95%
 
Used Vehicle (Greater than 5 years old)  48 Months   5.50%-10.50%
 
New  RV's, watercraft, motorcycles, & ATV's 72 Months ( $25,000.00 & over) 4.00%-9.00%
 
Used  RV's, watercraft, motorcycles, & ATV's 60 Months   4.00%-9.00%
 
Other Collateral New

72 Months

  10.00%-15.00%
Used

60 Months

  13.00%-18.00%
 
Share Secured Loan   48 Months   Rate + 3.00%
(5.00% minimum)
Certificate Secured Loan   48 Months   Rate + 3.00%
(5.00% minimum)
Personal Loan  

48 Months

  18.00%
Lifestyle Loan  

48 Months

  9.5%-14.5%
Holiday Loan  

12 Months

  12.00%-17.00%
 
Cash in a Flash  

6 months

  28.00%
Home Equity   96 Months   Rate approved by Board of Directors
Home Equity   Up to 10 years   Wall Street Prime Rate
(4.50% Floor)
First Mortgage Refinance   Up to 10 years   Rate approved by Board of Directors

*APR=Annual Percentage Rate. Rate depends on individual creditworthiness and the Credit Union's underwriting criteria. 

710+ Posted rate
670-709 posted +1
640-669 posted +3
610-639 posted +4
0-609 posted +5

No beacon
Joint beacon

posted +5
lowest of the two