Rates


  • Vehicle Loans

    Type Term APR*
    New Vehicle
    Current & Previous year model
    12,000 miles & under
    72 Months
    60 Months
    ($20,000.00 & over)
    3.99% - 8.99%
    2.99% - 7.99%
    Used Vehicle
    3 years old or newer
    72 Months
    ($20,000.00 & over)
    4.50% - 9.50%
    Used Vehicle
    Up to 5 years old
    60 Months 3.95% - 8.95%
    Used Vehicle
    Greater than 5 years old
    48 Months 5.50% - 10.50%
  • Recreational Vehicles

    Type Term APR*
    New RV's, Watercraft, Motorcycles, & ATV's 72 Months
    60 Months
    ($25,000.00 & over)
    4.00% - 9.00%
    Used RV's, Watercraft, Motorcycles, & ATV's 60 Months 4.00% - 9.00%
  • Other Collateral

    Type Term APR*
    New 72 Months 10.00% - 15.00%
    Used 60 Months 13.00% - 18.00%
  • Share Secured Loan

    Type Term APR*
    Share Secured Loan 48 Months Rate + 3.00%
    (5.00% minimum)
  • Certificate Secured Loan

    Type Term APR*
    Share Secured Loan 48 Months Rate + 3.00%
    (5.00% minimum)
  • Personal Loan

    Type Term APR*
    Personal Loan 48 Months 18.00%
  • Lifestyle Loan

    Type Term APR*
    Lifestyle Loan 48 Months 9.50% - 14.50%
  • Holiday Loan

    Type Term APR*
    Holiday Loan 12 Months 12.00% - 17.00%
  • Cash in a Flash

    Type Term APR*
    Cash in a Flash 6 Months 28.00%
  • Home Equity

    Type Term APR*
    Home Equity 96 Months Rate approved by Board of Directors
    Home Equity Up to 10 Years Wall Street Prime Rate (4.50% Floor)
  • First Mortgage Refinance

    Type Term APR*
    First Mortgage Refinance Up to 10 Years Rate approved by Board of Directors
  • Share Certificates

    Term Dividend Rate APY**
    Six Months .40% .40%
    One Year .50%
    > $20,000.00 .60%
    .50%
    .65% > $20,000.00
    .50%
    .65%
    .50%
    .65% > $20,000.00
    18 Months .55%
    > $20,000.00 .65%
    .55%
    .65%
    2 Years .70%
    > $20,000.00 .75%
    .70%
    .75%
    3 Years .80%
    > $20,000.00 .85%
    .80%
    .85%
    4 Years .90%
    > $20,000.00 1.00%
    .90%
    1.00%
  • Dividend Rates

    Account Type Dividend Rate APY**
    Share Savings Account .15% .15%
    Money Market Investment Account .25% .25%
    Christmas Club .50% .50%
    Checking Account 0$ - $2499.99 .00%
    > $2500 .00%
    0$ - $2499.99 .00%
    > $2500 .00%